Blue Cash® from American Express

Up to 5% Cash Back with Unlimited ...

Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
0% on Purch	Up to 12 Months	As low as 11.99%	None		N/A	Average	(Personal)

• Earn up to 5% cash back on everyday purchases - even gas!
• No Annual Fee
• 0% Intro APR for up to 12 months on purchases
• Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
• Express Approval. Get a decision in less than 60 seconds.

Editor's review:

Under the Microscope: AMEX Blue Cash

Reviewed by Blake on 11/30/05

We write all kinds of reviews for credit cards on this site. Some focus on innovations, others highlight pitfalls consumers should avoid, but sometimes I think it's helpful for consumers to know what's written in the fine print of credit card applications. I know that our users don't have the time to research every aspect of every card, so we're taking on the task of keeping you even more informed by putting some of our most popular credit cards under the microscope. The American Express Blue Cash credit card in the first in a series of card reviews you can expect in the coming weeks.

The American Express Blue Cash credit card is a rewards card that offers cash back. There are two things you need to know about this credit card. First, you need to know the difference between regular purchases and everyday purchases. AMEX defines everyday purchases as those made at supermarkets, gas stations and drugstores. Regular purchases includes everything else. For most consumers, this rebate structure is actually very beneficial considering that most purchases are made at these three places, so if a company can't offer Up to 5% cash back with Unlimited Cash Rewards, rewarding everyday purchases in the next best thing.

Keep in mind that this is just a review of the Blue Cash card from American Express. We encourage you to conduct your own research and learn more about any card you're interested in. When I write my credit card reviews, I try to stay as objective as possible, but I do intend to cut through the hype that some credit card companies throw at consumers. I want to get to the core of a credit card offer, because in some cases, credit cards can do a lot of good. Credit cards can help you get out of debt, establish your credit and improve your credit.

You can visit americanexpress.com to apply for the blue cash card, or use our secure application and apply right now. Either way, you're applying for the same credit card, only from this site you get the added bonus of learning a little more before you go. We are continually building an online community for credit card consumers. The way we keep growing is by listening to our users. Please, feel free to add a user review below and let us know about your experience with the American Express Blue Cash card, or any other card you currently hold.